30 Sep

Report: Financing Our Future

The Prince’s Accounting for Sustainability Project (A4S) in partnership with Aviva Investors has launched the Financing our Future report, which makes recommendations on how each part of the investment chain can take practical actions to move towards a sustainable global financial system that supports delivery of the UN Sustainable Development Goals (SDGs) and on a pathway towards achieving the Paris Agreement.

The report has been referred to during the ‘Financing the 2030 Agenda for Sustainable Development’  session during the 73rd Session of the United Nations General Assembly (UNGA) in New York.

A4S convened a Finance Leaders’ Summit hosted by His Royal Highness The Prince of Wales in July, at which the Financing our Future report was first tabled. Over 60 Chairs, Chief Executive Officers, and Chief Investment Officers from global financial institutions attended and contributed to the recommendations including Bank of America, HSBC, the Bank of England, IOSCO, World Bank Group, BlackRock, Brookfield Asset Management, Moody’s, S&P Global, the Government Pension Investment Fund (Japan), BaFin, ABN Amro and Nordea.

The report, which was also supported by Aon, has recommendations for each part of the investment chain to take in order to deliver a sustainable financial system. This includes building a compelling evidence base and motivating people to act, developing consistent terminology, allocating funds to sustainable outcomes, adopting reporting standards, and pricing externalities. It also identified current actions already taken by actors across the financial system and the barriers to progressing further.

Commenting on the launch of the report, Jessica Fries, Executive Chairman of A4S, said:

This report comes at a pivotal time for the investment community. With the Business and Sustainable Development Commission estimating that achieving the SGDs will open up US$12 trillion of market opportunities by 2030, the action of one global financial leader is significant, but the potential for positive impact when acting in concert is immense and this is what we hoped to initiate with the recommendations within the Financing our Future Report

Mark Wilson, Group CEO of Aviva Plc, said:

Business can be the greatest force for good on the planet, but we need to make sure the interests of individuals and organisations reflect the interests of society and our planet. His Royal Highness The Prince of Wales has shown consistent vision and leadership on these issues and I hope that by providing a practical guide for each part of the financial system, this document can act as a catalyst for change.

Joaquim Levy, Managing Director and The World Bank Group Chief Financial Officer, who spoke at the event, said:

The A4S Finance Leaders’ Summit offered a timely opportunity on new ways to mobilise finance to address climate change and fund the considerable mitigation and adaptation efforts required today. New evidence shows that infrastructure debt (especially in “green” sectors) has a better risk profile than usually thought, and we are engaged with financial regulators on how that can help foster this asset class.  We look forward to continuing this vital dialogue with investors, asset managers and representatives of savers at the high level Investor Forum which will take place on November 29th, in Buenos Aires, on the eve of Heads of State Summit. We must work together to strengthen the environment for long term sustainable investment

13 Sep

Accounting Education: Where are we heading?

Back in 1994 Sir David Tweedy, Chair of the Accounting Standards Board, asks: ‘“What is the difference between an auditor and an airport luggage trolley?”. Silence ensues, then the answer comes: “The trolley has a mind of its own.”

Now, apply this to accounting education in general; undergraduate, postgraduate and professional alike. How often students are taught to think for themselves and are trusted to solve real practical problems? These are the candidates we are training and making ready for the workplace to guide and support our companies for the future; a future which no one knows what will happen five years later.

The current world we live in is moving fast beneath our feet, to the extent we are playing catch-up with tech entrepreneurs and disruptors. It is clear that standard setting boards and industry regulating bodies, are slow in their support when it comes to education and its impact on the future skills which are meant to take us to into the unknown.

One business school in central London has taken a unique approach to accounting education.

Will Holt, Dean of Pearson Business School, explains:

“The accounting industry is fast changing and we need to equip our students with the skills which make them not only problem solvers but also employable based on their applicable technological skills. We have designed our accounting courses in collaboration with FTSE 100 companies, auditing firms, the banking and technology industries.

Our students have the opportunity to go on placements during their course and work with industry leading organisations to develop their skills to complement their theoretical education.

Employers are starting to ask for key ingredients from candidates who wish to join them. Our approach to education is a good combination of professional speakers, practical experience and exam success”

Laura Marshall, Programme Leader for Accountancy, added:

“We have made our predictive analytics module an option for postgraduate students. This will prepare our graduates who wish to springboard into the arena of financial analytics through prior use of such technologies at our business school and their placements.

Pearson Business School has many entrepreneurs and professional speakers, complementing the delivery of our education style, preparing and recruiting students from our business school based very much on these education qualities we deliver.”

We only need to look at the recruitment criteria employers are asking for and understand how academic inflation is increasing the entry requirements for a given role which could be suitable for a bachelor degree ten years ago, but now requires a master graduate. It is clear that education plays a large role in the quality of business and is a means to provide the very foundation which a career can be built upon. Many other education providers are comfortable treating students as information receivers; for how long, time will tell.

We can now see Sir Tweedy’s vision in the light of how we can prepare future accountants; not to go off in “uncontrolled directions”, but train them to carry the necessary skills
to contribute to better business and in the direction of choice.

Person Business School was founded by Pearson Plc, a the multinational publishing and education company founded in 1840 and currently listed on the FTSE 100 index.

11 Sep

Creative destruction and how blockchain ushers in the next phase of future growth

Since the dawn of the industrial revolution, new technologies and systems have created opportunities, employment and productivity growth that has driven wealth creation and ever higher living standards.

Inevitably these changes created dislocations for existing systems of production that threatened people’s livelihoods and means to earn a living. The eighteenth century Luddites were the most famous collective expression of the fears that accompanied industrialisation as the angry textile workers of nineteenth century England tore up weaving machinery. Extreme though this may seem now, echoes of those Luddite fears are heard with each successive generation as new technologies are introduced.

The rise of blockchain technology and potential application of digital currencies as a decentralised means of exchange has led many to question the current position of blue-chip banks, governments, clearing houses and Central Bankers in our current financial system.

Although some high profile establishment figures have been quick to denounce blockchain technology and its potential worth, many are beginning to question if the current status quo is sustainable and if the high street bank in its current format will become a distant memory. Employees, particularly in the retail banking sector are wondering if they should fear the onset of blockchain technology.

As with their predecessors, some functions will become irrelevant as distributed ledger technology reduces intermediaries and other verification processes so jobs will be lost. Research from ComputerWorld has however found that new technologies destroying old technologies creates new opportunities and jobs for the agile worker. It estimates that there are approximately 18.2 million software developers in the world and this number should rise to more than 26 million in 2019. These jobs didn’t exist prior to the early 1980’s when computers began to enter the mainstream consumer conscious.

As with previous IT revolutions, home computers in the 1980’s and the internet in the 1990’s, AI and blockchain is slowly beginning to be adopted and disrupting existing technological services and how we as a society work. Most secretarial, PA and administrative tasks will become automated as blockchain and AI technology enter the mainstream. Inevitably people will lose their jobs, however newer higher value jobs will be created such as blockchain software developers and data scientists, the direction is overwhelmingly weighted towards the better educated and skilled. 

The onset of blockchain has seen different industries react in different ways, with some discrediting it as a fraud or Ponzi scheme and others such as accountancy taking the first steps towards adopting this technology and accelerate its application to the remedial everyday time-consuming tasks that need to be completed.

At EZYcount we are enabling new technology to be applied to existing accounting services aimed at SMEs. By using token-as-a-license (TaaL), small business owners let an AI input the data for them without human intermediaries so that they take their time evaluating the financials and not creating the reports.

Invoices and expenses verification and audit is streamlined because human interaction is removed from the process. It’s a small step in the blockchain revolution, however by enabling new technology to accelerate this change and support the workforce in adapting to new technology, people will begin to move out of less productive tasks such as data input and into more skilled and higher paid work such as analysis and advisory.

EZYcount’s endeavours are supported by progressive industry bodies. AICMA and CPA.org, the major financial expert associations, both have launched a joined accelerator programme to support start-ups disrupting their industry. By supporting startups that automate manual repetitive work, these associations of chartered accountants are investing in the future of their profession and ensuring that their members are up-to-date and ahead of the masses to embrace and accept any future disruptive changes to their industries.

Schumpeter described creative destruction in the 1950’s as being “the process of industrial mutation that incessantly revolutionizes the economic structure from within, incessantly destroying the old one, incessantly creating a new one”. It describes the need for break-through innovation (vs incremental innovation) to tear apart the old way of doing things in order to progress.

Blockchain technology has in just under a decade gone from being a concept to an ever expanding industry sector with fully functioning systems and platforms that have the potential to disrupt any number of incumbent companies in a wide variety of sectors. How these companies adapt their processing systems, supply chains, inventories and data management will determine their future success, while those that cling to the old ways of doing things and fail to adapt to innovation, will be condemned to the past.

09 Sep

Accountancy needs to wake up to cyber threat

by Randhir Shinde, Galaxkey CEO

Cyber-attacks are a greater threat than ever before. The National Cyber Security Centre (NCSC) has found that, in the last year alone, 40% of UK businesses have been hacked. This is concerning for any business, but more so for those in accountancy.

At Galaxkey, a cyber-security consultancy, we find that accountancy is targeted more than nearly any other industry. Worryingly, smaller firms are being increasingly attacked, with hackers viewing them as ill defended against cyber-attacks.

Why? Accountancy firms hold what hackers want: money and juicy personal information. Despite this, far too many firms still make basic cybersecurity errors. Errors that are akin to leaving your front door unlocked and a “burglars welcome” sign on the front lawn.  

As a start, look around your office. Seemingly harmless, everyday objects are an easy opening for hackers. Printers and scanners look more outdated than threatening, however they are rarely encrypted and therefore present a danger. These pieces of poorly defended hardware enable cyber attackers to access sensitive information that has been printed or scanned. More damagingly, hackers often also use printers and scanners to gain access to the wider company systems.

Next, have a look around your home – or any coffee shop, shared workspace or hotel lobby. You’ll see phones, tablets and laptops used for working remotely. The NCSC’s research found that 60% of financial services firms enable their employees to work using their own personal devices.  

This flexible working is fashionable, but it needs to be protected. I meet too many accountants who work on unprotected devices at home. An employee who accesses a company database on their own, unsecured laptop is leaving that data acutely vulnerable. 

In addition to devices, digital signatures present a growing risk. These are used regularly by accountants to authenticate documents, but many are not secured. Digital signatures can be easily replicated, meaning that hackers can fake signatures to commit serious fraud. Thankfully, new technology exists that means that these signatures can be authenticated and encrypted.  

Of course, cyber security threats are always evolving and it’s tough to stay ahead of the attackers. Technical solutions are important, but education is the real key. 

Staff need to know best practice, since they themselves are the greatest everyday risk. It’s troubling, therefore, that 40% of financial services employees have not been trained in the past year. The accountants I meet tend to say that any training they do receive is a box ticking exercise, a boring process which means that lessons are soon forgotten. Instead, training should be engaging and challenging. Cybersecurity can be an exciting subject, so long as it is taught in the right way. 

Far too few accountancy firms have really woken up to the threat of cybersecurity. Most, especially smaller firms, see it as an inconvenience that is far from business critical. This is wrong. One effective attack can devastate a business’ reputation and drive clients away. The risk of this is only getting more severe. It’s time for accountancy to wake up.

28 Aug

6 Tips for Working Remotely

Working from home can mean goodbye to packed trains and afternoon gridlock, and many job seekers value this perk. In fact, 77 per cent of the professionals who responded to a recent Robert Half survey said they’re more willing to accept a job offer if it came with the possibility of working remotely at least part of the time.

Telecommuting is a major aspect of the modern workplace, yet it’s not without its challenges. Not every accountant functions well outside of a traditional office environment. And if your boss senses that you’re one of them who doesn’t, you might lose this privilege. Here are six ways to make the most of this flexible work arrangement:

1. Get each day off to the right start. Telecommuting means you can work in your pyjamas, but that doesn’t mean you should. Many remote employees find they’re more productive if they approach each day as if they were going to the office. So get dressed, work at a desk (instead of in bed) and start the morning at the same time your other colleagues do — or before. This is a good way of focusing and staying in a professional mode throughout the day.

2. When you’re at work, be at work. Working from home has advantages, such as being able to sign for packages. But if you’re not disciplined, you may find yourself doing laundry and running to the store when you’re supposed to be reconciling accounts. Abuse of working hours is the biggest pitfall of telecommuting, according to the survey, which may be why some employers are reluctant to offer this perk. Unless you get permission from your boss to work nonstandard hours, such as when your clients are in a different time zone, make it a practice to work from 9 to 5 each day.

3. Stay in touch. Isolation is a major issue for telecommuters. In an office, you can simply pop over to a co-worker’s desk and ask questions or bounce ideas off them whenever you like. Collaboration is more challenging when you’re off-site, which means you’ll have to work harder to connect. One way is to make the most of technology, such as conference calls, video chats, IM and other tools like Slack or Google Hangouts.

4. Have clear objectives. Because supervisors can’t check in on teleworkers as easily, they rely on results. That’s why before you start working part-time or full-time from home, you should talk with your boss about their expectations and how they’ll measure your performance. Are there a certain number of tasks or deliverables that need to be completed? What does a productive day look like to your boss? Know what your target is, and make sure you hit it daily.

5. Optimise your tech setup.
In an office environment, you can count on the IT department to take care of your internet connection, computer, phone and other equipment. Working remotely, however, you may be in charge of buying, troubleshooting and fixing the technology that makes telecommuting possible. Here are some tips:

Have a back-up plan in case you lose your home internet connection. Make sure you know how to tether your laptop to your mobile phone for a personal hotspot. Having a list of nearby public places that offer Wi-Fi, like coffee shops or libraries, can come into handy.

Purchase a good headset microphone for phone and video conference calls that won’t annoy other attendees. Also make sure you have access to a quiet room — preferably with an uncluttered background.

Update your computer with the latest security fixes and antivirus software.

Install a VPN (virtual private network) on your home router, laptop and smartphone to protect sensitive data. Your employer may cover the cost of a reliable VPN subscription. If you travel to countries whose government restricts internet access, a VPN is the only way to access the cloud-based tools you use regularly.

6. Get in face time. Business networking should always be a priority for finance professionals. It’s even more important for remote workers, especially networking within your own company. If you’re a full-time telecommuter, you probably don’t get much in-person time with your boss. To offset this pitfall, attend work parties, don’t skip optional social gatherings, and go to seminars and conferences. Let colleagues and managers know you’re a fully invested member of the team.

Telecommuting is a great perk that can help you juggle your professional and personal responsibilities. These six tips can help you make sure it doesn’t negatively impact your career.

This article is provided courtesy of Robert Half, parent company of Accountemps, Robert Half Finance & Accounting and Robert Half Management Resources. Robert Half is the world’s first and largest specialised staffing firm placing accounting and finance professionals on a temporary, full-time and project basis. For career and management advice, follow our blog at roberthalf.co.uk/blog.

10 Aug

Three former members of AssetCo management excluded from the accountancy profession​

The FRC has announced exclusions from the accountancy profession for three former executives of AssetCo plc, after a Disciplinary Tribunal found they had committed Misconduct in relation to the preparation and approval of the company’s financial statements for the financial years ended 31 March 2009 and 31 March 2010. Please see FRC AssetCo report here.

John Shannon (former Chief Executive Officer) has been excluded for 16 years, Raymond “Frank” Flynn (former Chief Financial Officer) for 14 years and Matthew Boyle (former Financial Controller) for 12 years. Additionally, fines of £250,000, £150,000 and £100,000 respectively have been imposed.

Former members of AssetCo excluded from the profession​

AssetCo was an AIM-listed fire and rescue services business that provided fire engines to the London Fire Brigade. As a result of the Misconduct, AssetCo substantially restated its financial statements in 2011 (£146m reduction in assets, £25m reduction in profit) and significant loss was caused by the collapse in share price from 60p to 1.75p.

The dishonest conduct of management was concealed. The FRC opened its investigation in late 2014.

The FRC’s Executive Counsel brought a total of 27 allegations of Misconduct against Mr Shannon, Mr Flynn and Mr Boyle before the tribunal. The tribunal, chaired by Sir Bernard Eder, made findings of misconduct in relation to all of them. These included findings of dishonesty and failing to act in accordance with core standards of integrity, objectivity and competence, which related to dealing with company funds, the preparation of financial statements, and the recognition of fictitious assets and revenue. The tribunal also found that they had each misled the auditors, Grant Thornton UK LLP.

Claudia Mortimore, interim Executive Counsel at the FRC, said,

The misconduct of the three accountants in this case is the most serious the FRC has put before a Tribunal. In addition to the financial harm caused to the company and to many investors, the actions of these individuals have damaged public confidence in the profession. The Tribunal has recognised this and it is reflected in the imposition of lengthy periods of exclusion (being the longest ordered to date), as well as substantial financial penalties. These sanctions should send a clear message that the manipulation of financial statements, and in particular dishonesty, will be dealt with robustly

10 Aug

ICAEW: make investing less complicated so people can save their fair share

New savings and investment products that are easy to understand and available to everyone are urgently needed, according to a new report by ICAEW.

In Audit Insights: Investment Management, the accountancy and finance body warns that indecipherable statements, high fees and a perception of exclusivity mean many feel alienated from the investment management industry when they need it most.  People find investing too complicated, or see it as just something for the wealthy, and this is contributing a savings time-bomb.

Philippa Kelly, ICAEW’s Head of Financial Services, explains:

Despite its simple business model, most people find investment management complicated and so they don’t engage with it, and even when they do they can be left feeling frustrated that they don’t have a clear picture of where their current saving or investing levels will leave them in the future.

We need easy-to-understand savings products now more than ever. Increasing life expectancy, decreasing state provision and the decline of things like defined benefit pensions mean many now face an uncertain retirement

Offering a series of case studies, the report explains how investment management can be used by everyone to help avert a potential “savings gap of £25 trillion by 2050. It highlights the need for the investment management industry to offer products that are valuable, affordable, appropriate and increasingly personalised

The paper also points out that this is an opportunity for the industry – and that technology can help.

Philippa continued:

People often think investment means wealth management for the well-off. But the investor of tomorrow is everyone. The good news is that digital platforms, robo-advice and artificial intelligence are putting investing within reach for almost everyone. At the moment the cost of individualised services means this kind of investing is just too expensive for many. But exploiting emerging technologies can help change this.

However, this means we need a change in attitude and approach from the industry. If providers of these services want to seize this opportunity for growth they must commit to providing clarity and boosting customer confidence

Philippa added:

Over half of people between 21-30 make the minimum pension contributions or have no pension at all. The growth of self-employment and the gig economy means that unless something changes this is going to get worse, not better. There is a real opportunity here for the industry to make a difference by doing what it does best. But they need to start now

26 Jul

Benefits of Having a Mentor, and How to Find One

As any young wizard, new Jedi or ring-bearing Hobbit will tell you, having a mentor can mean the difference between meeting your goal and failing miserably. Yet only 26 per cent of the workers Accountemps surveyed actually have one.

If you’re among the finance specialists who don’t think they need guidance from a more experienced professional, you may want to reconsider. Here are five reasons to make having a mentor a top career goal:

1. Executives are willing. Sixty-two per cent of the CFOs interviewed for a recent Robert Half Management Resources survey have been a mentor at some point in their career. This suggests the majority of finance execs understand the value of such a relationship and are interested in paying it forward. In other words, if you ask a veteran accountant to mentor you, chances are good they’ll agree.

2. You learn from someone in a role you aspire to. Your university degree taught you how to be a good accountant and auditor, but it didn’t tell you much about climbing the career ladder. Someone who currently has your dream job is the ideal person to mentor you. With their first-hand experience, they can tell you what accounting certifications are most valuable and which career path to take for what roles. You also get to learn from their past successes and failures, which helps you make better decisions in the early days of your career.

3. Mentors teach you the unwritten rules. Every organisation and accounting speciality has its own culture and best practices — very few of which are found in print. A mentor can show you the ropes and help you avoid pitfalls that can slow down your progress. They are also a valuable resource for industry information and insider tips.

4. Mentors are a sounding board. You have ideas and dreams, but are all of them good for your career? A professional mentor can offer an outsider’s view on everything from writing a great business email to jumpstarting a stalled career. They won’t hold your hand, though. Rather, their job is to listen, let you know whether you’re on the right track and give pointers along the way.

5. Mentors can open doors. As long-time accounting pros, mentors not only know things, but they know people. This means they can introduce you to industry leaders and enlarge your professional network. And the more people you have in your circle of contacts, the better your chances of working on high-profile projects and hearing about interesting job openings.

How to find a mentor in the accounting industry

Here are some tips for finding and working with a mentor.

Understand what a mentor is not. When compiling a list of potential candidates, leave off the names of your boss and your boss’s boss. A mentor’s role is to offer occasional guidance and advice — not directly or indirectly supervise you. The ideal person to serve in this role is someone who has more experience than you but is in a different department or company.

Weigh internal vs. external. There are pros and cons to having a mentor in the same organisation: They know who’s who, understand the corporate culture and can help you navigate internal politics. Some businesses and accounting firms, especially larger employers, also have formal mentoring programs — making the process much easier. However, you’ll have difficulty discussing a new job search with an in-house mentor, which means you could be on your own when putting together a CV or determining whether an offer is competitive.

Look for a role model. Seek out experienced professionals whose career you’d like to emulate and who share similar values, goals and personality traits. While opposites can get along, it’s much easier to learn from people who are more like you than not.

Be a good mentee. Mentors want to help you, but you need to hold up your end of the bargain by respecting their time and communicating clearly. This means initiating meetings, checking in between sessions and thanking them for their guidance. Other mentee musts: prepare for each meeting, show up on time and complete recommended tasks

Nobody makes it to the top alone. And after you’ve found your Yoda to your Luke, nurture this valuable professional relationship.

This article is provided courtesy of Robert Half, parent company of Accountemps, Robert Half Finance & Accounting and Robert Half Management Resources. Robert Half is the world’s first and largest specialised staffing firm placing accounting and finance professionals on a temporary, full-time and project basis. For career and management advice, follow our blog at roberthalf.co.uk/blog.
26 Jul

Technology and values are essential to future business model innovation, says ACCA

In today’s ever changing world, organisations are using business model design to build unique approaches to creating value that have the potential to radically disrupt industries.

A new report published by ACCA, Business models of the future: systems, convergence and characteristics, identifies 12 characteristics behind business model design, that are being combined by organisations in different ways to create new sources of value.

Jimmy Greer, head of sustainability research and policy at ACCA and author of the report said:

New tools mean that business model innovation is easier to achieve than ever and organisations are using multiple models in different ways for value creation. But the challenges of today’s world demand a wider, more systemic view.

Organisational design disruptions do not occur in a vacuum. They play out across the complex landscape of economies and societies. While there have always been challenges throughout the course of modern economic development, as long waves of technology ebb and flow, social institutions under-perform and environmental limits are tested, today these challenges are now emerging in new spaces

This report identifies 12 characteristics that organisations are combining as they build new business models. They are:

  • Multi-layered
  • Participatory
  • Platform-ready
  • Multi-capitalist
  • Purposeful
  • Data sensible
  • Boundary-testers
  • Open
  • Potential enhancing
  • Fair players
  • Convening
  • Restorative

Greer continued:

These characteristics lie behind the models creating organisations that are ready for the future. The accountancy profession is well placed to support the growth of business models of the future that help build resilient, inclusive and prosperous societies.  The unique contribution that professional accountants can make to how a business model proposes, creates and captures value, means that they can play a meaningful, strategic role in building organisations that are ready for the future

The report attempts to answer fundamental questions; why does business model innovation matter? What is the shape of the world in which models need to operate and how do they come together to build future value? The full Business models of the future: systems, convergence and characteristics can be read here.

26 Jul

Crowe UK expands corporate offering with appointment of Christine Dobson as partner

National audit, tax, advisory and risk firm, Crowe UK has appointed Christine Dobson as an audit and advisory partner in its Corporate team.

Christine joins Crowe’s thriving Corporate sector team from a Big Four firm where she was an Audit Director. Bringing with her 25 years’ experience in in advising a range of organisations from start-ups and SMEs to owner-managed businesses and private-equity backed firms, Christine’s appointment will further expand Crowe’s offering in this area.

Christine will be based in Crowe’s Thames Valley office where the firm’s corporate offering has expanded significantly in recent years. With Thames Valley cited as one of the fastest-growing economic regions in the UK, Christine’s appointment underpins the firm’s commitment to supporting businesses to achieve their aims, both nationally and throughout the region.

Jeremy Cooper, Managing Partner of Crowe’s Thames Valley office, said:

Christine’s appointment marks the next phase of our growth in our Corporate Services in the Thames Valley. Her experience of working with private equity backed and owner managed businesses complements our existing team as we continue to build our Corporate Business offering locally

Christine Dobson, audit and advisory partner at Crowe, said:

I am delighted to be joining Crowe UK as a corporate audit partner. I am looking forward to working together with my new colleagues and bringing the breadth and depth of my experience to help my clients and new businesses achieve their ambitions

Nigel Bostock, Chief Executive of Crowe, said:

Christine’s appointment adds considerable and varied experience to our Corporate offering and will play an important role in servicing our clients’ evolving needs as their business grows and develops. We welcome her warmly to Crowe and look forward to her adding value, insight and experience to our clients and across our firm